YouTrip is designed mainly for travel and e-commerce spending. Payments for betting, gaming, or similar transactions aren’t supported. This includes:
- Buying lottery tickets or gaming chips
- Placing wagers or bets (including horse or dog racing)
- Purchasing traveller’s cheques or money orders
- Conducting money transfers, securities trading, or cryptocurrency-related transactions
These restrictions are in line with Australian regulatory requirements under Anti-Money Laundering and Countering the Financing of Terrorism guidelines.
List of Merchant Category Codes (MCCs) that are blocked:
- MCC 4829 Money Transfer
- MCC 5933 Pawn Shops
- MCC 6010 Manual Cash Disbursements - Customer Financial Institution
- MCC 6012 Merchandise and Services - Customer Financial Institution
- MCC 6050 Quasi Cash - Customer Financial Institution
- MCC 6051 Quasi Cash - Merchant
- MCC 6211 Securities - Brokers/Dealers
- MCC 6535 Value Purchase - Member Financial Institution
- MCC 6760 Savings Bonds
- MCC 7995 Gambling Transactions
- MCC 7800 Government Owned Lottery (U.S. Region Only)
- MCC 7801 Internet Gambling (U.S. Region Only)
- MCC 7802 Government Licensed Horse/Dog Racing (U.S. Region Only)
- MCC 9754 Gambling-Horse, Dog Racing, State Lottery
- MCC 9406 Government-owned Lottery (Specific Countries)